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Breakdown Cover Quote

///Breakdown Cover Quote
Breakdown Cover Quote2019-12-17T08:50:37+01:00
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24/7 Claims Helpline
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Your Details

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Your Communication Preferences

We'd love to send you exclusive offers and the lastest info on insurance and financial services from us by email, post, SMS, phone and other electronic means. We'll always treat you personal details with the utmost care and will never sell them to other companies for marketing purposes. You can change your preferences at any time and full details of how to do that will be emailed to you. Finally, when we say 'us' we include Nova Direct and PEX insure (Policy Excess Insure Limited).


Your Vehicle

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Cardholders Address

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Your Agreement

Please tick the two boxes below to confirm acceptance of the Nova Direct Terms & Conditions, the Nova Direct Breakdown Cover Policy Wording. By ticking these boxes you are certifying that have read and understood the key policy terms and conditions.

Key Terms & Conditions

- You are over the age of 18, a resident of the United Kingdom, your vehicle must be roadworthy, insured and hold a valid MOT certificate.

- To make a successful claim you must pass the immobility test and you may not make a claim within the first 72 hours of the policy start. Electrical and non-starter faults are also excluded in the first 30 days from policy inception.

- Any claims excess is payable prior to assistance (claims excess applicable to Excess products only) and where a claim is made part way through the policy term and you are paying your premium on a monthly basis any outstanding monthly payments must be paid prior to making a claim.

- The product you have bought is what we call a non-advised product, which means that all the information is available to you on the website with self-service features being available to you online. You agree to self-administer your product online reading all available information before you complete an action.

View Cancellation and Refund Policy

You may cancel your policy within the first 14 days, subject to the payment of an administration fee, providing no claim(s) have been made. No refund, pro-rota or otherwise, will be offered on cancellations made after 14 days. Please note that an administration fee will be payable to the broker Nova Direct, and to the insurer PEX Insure, in order to cancel your policy. These charges apply regardless of time on cover or policy start date. For further information, please check your Policy Wording and our Terms of Business.

View Data Protection Statement

Your Nova Direct Insurance Policy is arranged by Policy Excess Insure Ltd. T/A Nova Direct and is administrated by PEX Insure. Further assistance is provided by Policy Excess Insure (PTY) Ltd. By continuing with the purchase of your policy you are confirming that consent has been given to us that your personal data maybe shared between the group structure for the purposes of arranging and administering your policy. PEX Insure are the authorised claims handlers and service providers.

View Renewal Process

Nova Direct will email you before your renewal date giving you full details of your renewal, including the premium for the year. Providing none of your details have changed, you won’t need to do a thing as your policy will be automatically renewed. To ensure continuation of cover, and according to your continuous payment authority which you grant to us, your card will be charged up to 7 days prior to the expiry of your policy. Should your card decline we will attempt to contact you in order to gain payment of your renewal premium. If we fail to obtain payment for your renewal premium then upon expiry of your policy, your policy will automatically lapse. At Nova Direct, there is no charge for opting out of our auto-renewal process. However, please ensure that you opt out online at least 24 hours prior to us charging your card for your renewal premium.


Please, do not refresh this window. At Nova Direct we take your data protection seriously and use 3D secure in conjunction with verified by Visa and MasterCard SecureCode. You may be asked additional payment questions such as password or a One Time Password, sent via SMS.